Debt Free Update – November 2022

Well hey guys! It’s been awhile since I’ve posted about our debt free journey. The last you’ve heard about it was in the Spring (Weathering the Storm…) where we announced we were taking a pause from paying off debt and saving like crazy for my maternity leave while travel nursing jobs were unstable and I was going to take 3 months off of work.

This cushion was PERFECT for my maternity leave – especially when Anders was hospitalized with viral meningitis. When Gannon was hospitalized as an infant, we couldn’t afford cafeteria food. That’s what launched this debt free journey for us. This time when Anders was hospitalized, I actually took some time away from the hospital to go shopping! The amount of stress was so much less it made the entire experience far less traumatizing.

I think it’s a little strange how an infant health crisis started off our debt free journey and an infant health crisis is also concluding our debt free journey. It’s amazing to see how far we’ve come in just a few short years.

We’ve got enough savings left we will pay off my van as soon as I start back to work in January. I’ll truly own my car for the first time since I was in high school! From there we will only have one debt left – my students loans. As you know the student loan forgiveness program is totally up in the air right now but if it turns out that they won’t forgive my student loans, I have no problem paying them off myself. I took out the loan, I said I would pay it back and I will. That would wrap up our debt free journey in the Spring about 4 years after we started!

I’m taking an ER nursing contract again in the Spring so from about January to April and then Craig and I are taking a vacation to Nashville in May! We would love to do our debt free scream then on Dave Ramsey’s show but the timing of it all is a little iffy.

I’m planning to take the month of June off from work between contracts, maybe still pick up a few shifts but again, we will see how this all goes!

I can’t believe there’s a light at the end of the tunnel! And that light is pretty darn bright!

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  1. Elle
    November 18, 2022 / 5:14 pm

    Congrats on the Debt-Free journey progress.

    On the school loan, $10k is the limit unless you have specific circumstances on a Pell Grant. I surely hope the block by the Court is overturned. As a taxpayer and college graduate many decades ago, I see how ridiculous college expenses are and am happy to help pay for a bit of relief.

    Happy Friday!

  2. Susan the Farm Quilter
    November 19, 2022 / 6:04 pm

    Gazelle intensity, woman, and you will get to do that debt-free scream live with Dave!!! You are so close to the goal, I have faith you can reach it!!

  3. Becky in SC
    December 2, 2022 / 3:15 pm

    Congratulations to you and your hubby! It is a wonderful feeling to be debt free (hubby and I were able to retire debt-free) No mortgage and no car payment is a wonderful feeling!

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